North Carolina Insurance CE

Yes. Our North Carolina state approval number is: 13051.

Most students will have their credits processed the same day on which we receive their signed affidavit, issued upon completion of their final exam. If an affidavit is received outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

This state requires BOTH an electronic and also a signed paper affidavit that must be filed with the provider.

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

A roster fee of $2.05 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

Producers & Adjusters

24 CE hours,* including 3 hours of ethics, are required every 2-year license term.

*See Special Training/Education Requirements below.

Special Training/Education Requirements

Long-Term Care Partnership

• Initial 8-hour training requirement: Before selling, soliciting, or negotiating long-term care partnership products, producers must complete an initial 8-hour state-approved training course.

• Ongoing 4-hour training requirement: After completing the initial 8-hour LTCP training requirement, producers must complete a 4 hour follow-up training course every 24-month compliance period following the initial training.

• Note: Residents who satisfy the training requirements of another state that are similar to North Carolina's law will be deemed compliant with this requirement only if the insurance company chooses to accept the training completed in another state.

Flood Insurance

• All North Carolina property and casualty producers, adjusters, and personal lines producers must complete 3 hours of CE courses approved for flood insurance every other compliance term. 

Producers

• Nonresident producers are not required to complete the North Carolina CE requirements as long as the producer is in good standing in his or her home state.  If the producer is not in good standing with his or her home state, the North Carolina Department of Insurance will cancel the license.

• The Department of Insurance will confirm the active home state license status for non-resident insurance producers through the national Producer Database (PDB). Non-resident insurance producer licenses will be continued upon verification of home state license authority. If the non-resident producer’s license is not in good standing in their home state, the non-resident insurance producer’s license will be cancelled in North Carolina and a letter mailed notifying the individual of the license cancellation.

Adjusters

• Nonresident adjusters and public adjusters who have adopted North Carolina as their home state are required to complete the CE requirements of North Carolina as described below:

• 24 CE hours, including 3 hours of ethics, are required every 2 year license term (see license term below).  Nonresident Adjusters must also complete the following special training:

• Nonresident adjusters and public adjusters who have not adopted North Carolina as their home state are not required to complete the North Carolina CE requirements as long as the adjuster is in good standing with his or her home state.  If the adjuster is not in good standing with his or her home state, the North Carolina Department of Insurance will cancel the license.

• The Department of Insurance will confirm the active resident or designated home state license status for non-resident adjusters through the national Producer Database (PDB). Non-resident adjuster licenses will be continued upon verification of resident or designated home state license authority. If the non-resident adjuster’s license is not in good standing in their resident or designated home state, the non-resident adjuster’s license will be cancelled in North Carolina and a letter mailed notifying the individual of the license cancellation.

Special Training/Education Requirements

Flood Insurance

• All property and casualty producers, adjusters, and personal lines producers must complete 3 hours of CE courses approved for flood insurance every 4 years.

Long-Term Care Partnership

• Initial 8-hour training requirement: Before selling, soliciting, or negotiating long-term care partnership products, producers must complete an initial 8-hour state-approved training course.

• Ongoing 4-hour training requirement: After completing the initial 8-hour LTCP training requirement, producers must complete a 4 hour follow-up training course every 24-month compliance period following the initial training.

• Note: Nonresidents who satisfy the training requirements of another state that are similar to North Carolina's law will be deemed compliant with this requirement only if the insurance company chooses to accept the training completed in another state. 

Producers

The license term is every 2 years, based on the last day of the licensee’s birth month. 

• Licensees who were born in an even-numbered year will be required to complete their CE in even-numbered years. 

• Licensees who were born in an odd-numbered year will be required to complete their CE in odd-numbered years.

Adjusters

Public Adjusters renew on 3/31 annually.

A course may not be taken for credit more than once within a 2-year license term.

Excess credit hours can be carried forward to the next license term. Excess hours in ethics or flood insurance will carry forward as general credit.  Only whole credit hours will be carried forward.

Credit hours that are carried over from a previous compliance period may be taken again in the next compliance period, and will not be considered a duplicate.

As of October 1, 2010, CE exemptions are only issued for military or medical reasons.

CE exemptions based on age (65 years or older), years of continuous licensure (at least 25 years) and professional designation or inactive agent status are no longer issued. Anyone issued this exemption prior to October 1, 2010 will continue to be exempt from the 24-hour requirement and the mandatory hours in ethics and flood (if applicable).

Agents who qualified for the AGE exemption on or before December 31, 2011 were allowed to apply and obtain the exemption.

Note: In order to qualify for an exemption if one of the above is true, licensees must submit the Request for Continuing Education Exemption or Waiver to Prometric (www.prometric.com) along with the appropriate documentation, for review.

Check your license status

View your CE transcript

North Carolina Insurance CE Licensee Handbook

Go to the North Carolina DOI web site