Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules - OH

Insurance Continuing Education in Ohio

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Your Price: $11.01

regular price: $12.95

3 credit hours

If purchased today, this course must be completed by:
December 31, 2021 (104 Days)

Description

In this course you will be introduced to terms and concepts used in connection with the Patient Protection and Affordable Care Act (Act) signed into law on March 23, 2010, and the Regulations for its implementation. Each new term is defined in the text and included in the Glossary. The concepts are explained and, where appropriate, are demonstrated through the use of examples.

At the conclusion of each module, a quiz is presented to test your comprehension of the material in that module. A response is given to the answers you select to the quiz questions affirming the correct choice or explaining why the choice you selected was incorrect.

Upon completion of this course, you should be able to

  • explain the rules applicable to grandfathered health plans;
  • describe the effective dates and rules governing the use of pre-existing condition exclusions in group and individual health insurance plans;
  • discuss the annual and lifetime benefit limit rules applicable to essential health benefits under healthcare reform legislation;
  • identify the conditions that would permit an insurer to rescind health insurance coverage and the applicable notice requirements; and
  • explain the patient protection provisions of healthcare reform.

Although no specific course prerequisite is necessary for a full understanding of the material presented in this course, students should possess a solid, working knowledge of group and individual health insurance.

 

Exam Details

Need Proctor?No
Question Count:30
Passing Grade:70%
Attempts to Pass:Unlimited
Note: If you choose to request additional credit types while taking this course, the number of exam questions and proctor rules may change to meet those credits' requirements.

Course Details

Course Number:34991
Approved Title:Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules
Provider:InsuranceStudy.com
Provider Number:982
Topics Covered:Life and Health, Healthcare Reform, Law and Legislation, Health
Approved Credits
3 credits in General
Program Level:Advanced

Rules for Ohio Insurance Continuing Education

  • Course material may not be downloaded.
  • Exam is closed book.
  • For all online and self-study courses there must be an exam which consists of a minimum of 10 exam questions per each hour of approved continuing education credit.
  • All exam questions must be constructed in a four-alternative multiple choice format.
  • Payment is required prior to accessing course materials
  • A provider shall prevent access to the course unit/chapter questions and final exam before the agent reviews the course materials in their entirety.
  • An affidavit of personal responsibility must be completed prior to the processing of credits for continuing education. The affidavit is to be made available only after the course examination is successfully completed.
  • Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
  • The state of Ohio charges an additional fee of $1.00 per credit hour.

Provider Rules for Ohio Insurance Continuing Education

  • A course will not be considered complete until all requirements of that course are fulfilled including the review of course material, completion of exam with a passing grade, and the receipt of any additional paperwork that may be required by your state Department of Insurance including but not limited to an Affidavit of Personal Responsibility.
  • State and certification rules and regulations must be adhered to at all times. In the event of a conflict, the state or certification rules and regulations will always take precedent over any provider policies. Applicable rules of your state and/or certification are listed above.
  • A final exam is required at the end of each course. All exams are multiple choice with the quantity of questions increasing exponentially depending on the number of hours available for credit. Each exam attempt will consist of a new set of randomly selected questions and answers.
  • Courses are available for one year from the date of purchase unless otherwise indicated. This time frame may be impacted by course expiration dates, course content updates, or author/company restrictions on availability.
  • In order to be eligible for a course refund, the student must request a refund in writing within one year of the purchase date. To be eligible for a refund, the course must be intact, meaning the student has not yet begun the course material. If the student is entitled to a refund, InsuranceStudy will refund the purchase price using the original method of payment. If the student has already started the course material, the student is eligible for an exchange to a different course of the same or greater value with any difference in price due at the time of the exchange. In the event the exam has been accessed, no refund shall be granted.
  • Students cannot be guaranteed that they will receive a passing grade.
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  • Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
  • Each exam must be answered with a minimum of 70% correct to achieve a passing grade. Some specialty certification or designation courses may have a higher passing standard and those exams will be subject to the higher requirement.

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